XCreditplus

Unlock Your Financial Potential with Xcreditplus:
Your Gateway to Quick and Convenient Loans in Nigeria!

Why users choose XCreditplus

Xcreditplus ensures a simple and efficient loan application process that can be completed swiftly using a mobile device.

Quick and effortless

Flexible repayment options

Repayment terms ranging from 91 days to 180 days. You can choose one-time repayment or monthly repayment

Competitive interest rates

Xcreditplus offers competitive Annual Percentage Rates (APR) within the market, ensuring borrowers get favorable interest rates on their loans.

No service fees

Xcreditplus does not impose any service fees on its borrowers. Users can access loans without incurring additional charges.

About Xcreditplus

1. What is Xcreditplus?

Xcreditplus makes it easy for people in Nigeria to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan straight into your bank- account. Xcreditplus is like a bank in your pocket, there for you at all times.

2. Where is Xcreditplus located?

Xcreditplus has office in , Nigeria.

3. In which countries does Xcreditplus operate?

At the moment, Xcreditplus operates in Nigeria.

4. How do I get the latest version of the app?

You can follow the website and Update. Or you can go to Google Play, search for “Xcreditplus” then click “Update”.ange information that was previously used to process a successful loan application. You must double check the information before you click submit button.

5. Need help?

If you have any questions, you can email us on help@xcreditplus.com with your registered phone number in the subject. We will reply to your questions as soon as possible.

smiling woman wearing gray hoodie
smiling woman wearing gray hoodie

1. How can I get access to Xcreditplus loans?

Our lending platform can be accessed through Google Play. Open Google Play and search for “Xcreditplus” APP, then download and start to sign-upwith your phone number.

2. What is required to receive a Xcreditplus loan?

Requirements are simple – all you need to apply is your MTN AIRTEL GLO AND 9mobile phone number, BVN and answering few questions. We will also request access to the data on your phone in order determine your eligibility.

3. How much can I borrow?

Currently our loan sizes range from Ngn 5,000 to Ngn 500,000. If you repay loans as scheduled, the amount that you can borrow will increase.

4. How should I repay Xcreditplus loan?

You can follow these steps:

1. Open Xcreditplus on your phone

2. Click My Loan

3. Choose one of your loan

4. Click the Repay In Advance

5. Confirm that all details are correct and press “Repay now”

6. Choose your Repayment method and press “Repay now”

7. Complete your Repayment

FAQ